Nevada PERS Retirement Calculator: How to Use It
Your effective date of membership sets your factor, your retirement ages, your early retirement cut and your increase schedule. Get that date right and the rest follows.
What this calculator does
It computes the unmodified (Option 1) allowance under NRS 286.551, checks eligibility under NRS 286.510, applies the statutory early retirement reduction, and projects post-retirement increases at the statutory maximum. Survivor options 2-8, disability, the 1991 grandfather minimum and the 2010+ salary-spiking limits are not modeled. Get an official estimate from your NVPERS online account.
What each input means
Member type and effective date of membership
Regular or Police/Fire, and when you joined: before Jan. 1, 2010; Jan. 1, 2010 to June 30, 2015; or July 1, 2015 and later. If you joined before July 1, 1985, check the box for the 90% cap.
Years of service so far
Service credit today. The calculator adds the years to your planned retirement age. For members who joined after July 2015, purchased service counts in the formula but not toward retirement eligibility.
Service before July 1, 2001
Shown for members who joined before 2010. Those years earn 2.5%; later years earn 2.67%.
Average compensation
Your highest 36 consecutive months, entered as an annual figure.
Understanding the outputs
Regular, joined 2005, 25 years (all after July 2001), $68,000: 25 x 2.67% = 66.75%, or $45,390 a year, unreduced at 60. Regular, joined 2016, 25 years, $68,000: 25 x 2.25% = 56.25%, $38,250, unreduced at 62. Police/Fire, joined 2012, 32 years: 30 credited years x 2.5% = 75%, the cap.
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Frequently asked questions
Why does the calculator ask about service before July 1, 2001?
Members who joined before Jan. 1, 2010 earn 2.5% for each year before July 1, 2001 and 2.67% for each year after. Later members earn one flat factor.
Is the Police/Fire cap 90%?
No. Police and firefighters who joined on or after July 1, 1985 are capped at 75% of average compensation, like regular members. The 90% cap applies only to members who joined before July 1, 1985.
What factor do members hired after July 2015 get?
Regular members who joined on or after July 1, 2015 get 2.25% per year. Police and firefighters who joined after Jan. 1, 2010 get 2.5%.
Can I retire before the listed ages?
Yes, if you have the service for one of them. You take a permanent cut to that age: 4% a year plus 0.33% a month if you joined before 2010, 6% a year plus 0.5% a month if you joined later.
How much do post-retirement increases add?
They start after your 3rd year of retirement and compound. The calculator shows them at the statutory maximum. Actual increases can be lower in years when the CPI limit applies.