Kansas KPERS Retirement Calculator Help
The calculator covers KPERS 1, KPERS 2 and KPERS 3 for state, school and local members. Here's what each input does.
Tier
Set by the date you were first hired into a KPERS-covered job: before July 1, 2009 is KPERS 1, July 1, 2009 through December 31, 2014 is KPERS 2, and January 1, 2015 or later is KPERS 3. A non-vested member who left and returned can land in a later tier.
Service and salary
Enter the credited service on your annual statement. KPERS 1 members also enter how much of it was earned before January 1, 2014, which counts at 1.75%, and tick the box if they elected the 1.4% multiplier for later service. Salary is your three-year (KPERS 1) or five-year (KPERS 2) final average. For KPERS 3, enter current pay and your two account balances.
Age you leave
The calculator adds the years until then to your service and checks the retirement rules for your tier. If you'd leave before you can retire, it shows when an unreduced benefit can start.
What the results leave out
KPERS 2 early reduction factors and KPERS 3 annuity factors are set by the KPERS board and aren't in the statutes, so those amounts need a KPERS estimate. Survivor options pay less than the maximum benefit shown. KPERS 3 dividend credits aren't projected.
Related tools
Frequently asked questions
Is the KPERS 1 reduction 0.5% per month?
No. Under K.S.A. 74-4915 it's 0.2% per month from 60 to 62 and 0.6% per month below 60, plus 4.8%.
Does the 85-point rule have a minimum age?
The statute doesn't set one for KPERS 1. Age plus credited service of 85 is a normal retirement date.
Why doesn't the calculator reduce my KPERS 2 early benefit?
The law says the early benefit is the actuarial equivalent of your age-65 benefit, using factors the KPERS board sets and can change. The calculator shows the full amount and flags that the real one is lower.
Why no monthly amount for KPERS 3?
KPERS converts the account using its board's mortality table and an interest rate tied to its assumed return. The statute doesn't publish those factors, so the page shows your projected balance instead.